Property Investor
Own UAE real estate worth AED 2 million or more — fully paid or financed — and qualify for a 10-year residency for you and your dependents.
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10-Year Residency · Professional
The skilled professional pathway.
Senior salaried professionals — executives, doctors, engineers, educators — earning AED 30,000+ monthly with a UAE work contract.
Eligibility
What qualifies.
The criteria below are the published 2024 framework. The relevant authority for this pathway is the Federal Authority for Identity and Citizenship (ICA). Verify current rules before applying.
AED 30K+ monthly salary
Bachelor's degree or higher
Valid UAE work contract
- № 01
A valid UAE employment contract with monthly salary ≥ AED 30,000 (or AED 50,000 for some categories).
- № 02
A bachelor's degree or higher in a relevant field, attested.
- № 03
Occupational classification at the first or second level of the UAE Council of Ministers' approved list.
- № 04
Recommendation letter from the employer or relevant UAE authority.
- № 05
Spouse and children sponsored under the principal applicant's visa.
In context
Skilled Professional — in practice.
If your career path moved you to Dubai on a senior salary, you can convert your standard residence visa into a 10-year Golden Visa — and many of our mortgage clients do this in parallel with their first home purchase. Banks treat Golden Visa holders favourably: longer tenure, sometimes lower rates, and DBR cap of 50% calculated more generously.
Other pathways
Public Investor
Deposit AED 2 million in an approved UAE financial institution, hold an approved investment fund, or run a UAE business meeting the threshold.
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Entrepreneur
Own a registered SME with capital of at least AED 500,000, or hold approval from a UAE business incubator.
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Ready to begin your application?
Whichever pathway you take, the property purchase that often triggers it is the part we make easy. Pre-approval in 2 minutes.
Begin pre-approval