Dubai Mortgage Guides by Nationality

Indian nationals are the largest non-resident buyer group in Dubai. Most major UAE banks have dedicated Indian-buyer programmes with streamlined documentation.

UK nationals enjoy strong bank acceptance in Dubai. HSBC's UAE arm has a particular preference for UK applicants given the global relationship.

A meaningful share of UAE non-resident buyers come from Pakistan. Documentation requirements are slightly more stringent but well-trodden.

Egyptian residents in the UAE find mortgage access straightforward. Non-resident Egyptian buyers typically work through HSBC and Mashreq.

Filipino residents in the UAE comprise a significant share of mortgage applicants in mid-tier price ranges. Most major banks accept applications.

Russian nationals have become a major buyer cohort post-2022. Bank acceptance varies — some institutions are cautious, others welcoming.