United Kingdom
Dubai Mortgage for British Buyers
UK nationals enjoy strong bank acceptance in Dubai. HSBC's UAE arm has a particular preference for UK applicants given the global relationship.
Typical Down Payment
25%
Typical LTV
75%
Banks that lend to British buyers
HSBCStandard CharteredCitibankMashreqENBD
Documentation required
- British passport
- Last 6 months UK bank statements
- Latest 2 P60 / SA302 forms
- Employment letter or pay-slips
- UK address proof
Watch-outs for British buyers
- FX volatility (GBP/AED) affects affordability — fix the rate ahead of exchange when possible.
- UK BTL portfolios are recognised as income by some banks; confirm before applying.
- Capital Gains Tax in the UK applies on sale; budget for this in your hold-period maths.
Ready to apply as a British buyer?
We route your application to a licensed broker who works with banks that accept British buyers.