Mortgages in Dubai for Non-Resident Investors
Foreign investors with no UAE visa can still secure mortgages on freehold properties, with a select group of banks supporting non-resident applications.
Min Down Payment
25%
Max LTV
75%
Tenure
20 yrs
Key rules and constraints
- Down payment typically 25-40%, depending on bank and property value.
- A short-list of banks (around 6) lend to non-residents.
- Documentation: passport, 6 months of overseas bank statements, proof of income.
- Approval timeline 4-6 weeks vs. 2-3 weeks for residents.
What you'll need to apply
UAE banks expect a consistent documentation set across applicants. A licensed broker will walk you through your specific profile when you submit a pre-approval request via the form.